From time to time, in order to maintain our costs and meet the applicable capital requirements, Raisin Bank will automatically transfer the uninvested funds of your Raisin Account to the reference account you have indicated to us. Remember that the Raisin Account is a non-interest bearing transactional account. As a result, there are naturally better options than leaving the money unused in your Raisin Account. If you are interested in short-term investments, check out our fixed term deposits here.
Need to change your reference account? You can find out how to do so here.