Demand Deposit Accounts
How to become a Raisin Bank customer
Video Identification
- I have completed the identification but my Online Banking is showing that I still have to finalise it.
- How does the video identification work?
- Tips for completing the video identification
- What is the best time for the video identification?
- How long does the video identification take?
- What do I need to be able to complete the video identification?
Proof of Address
Deposit Accounts
- When are interest payments made on Term Deposits?
- What are my rights of withdrawal after opening a deposit account?
- How can I open a deposit account?
- I have ordered a deposit account and the funds that were available in my Raisin Account are no longer visible to me.
- How long will it take to open my deposit account?
- What documents will I receive when I open a deposit account?
Maturity of Deposits
Deposit Renewals
Fees and Commissions
Taxation
- Spanish taxation form - what details in the 'Declaración de Residencia Fiscal'
- Is an ISIN code necessary to identify Raisin Bank products?
- How are the products I purchase through Raisin Bank taxed?
- Does Raisin Bank withhold taxes on interest earned?
- How do I avoid double taxation on the deposit accounts I have contracted with Raisin?
- What is the withholding tax in each country and what documentations do I need to reduce it?
Deposit Guarantee Schemes
- Is the money I deposit at Raisin Bank's partner banks protected?
- Is the money I deposit at Raisin Bank protected?
- How do foreign deposits differ from Irish deposits?
- What is the Deposit Guarantee Scheme and how does it work?
- Who is responsible for the Deposit Guarantee Scheme in each country?
- What happens in the event of insolvency of one of Raisin Bank's partner banks?
About Raisin Bank
- How does Raisin Bank work?
- Who is eligible to become a Raisin Bank customer?
- Is Raisin Bank licensed to operate in Ireland?
- How long has Raisin Bank been operating in Ireland?
- How can other European banks offer higher yields than those being offered in Ireland?
- What would happen if Raisin Bank were to go bankrupt?
Raisin Account
- What can I do from the Raisin Bank app?
- Can I open savings accounts from the Raisin Bank app?
- Does Raisin Bank have an app?
- How can I change my personal details?
- Enable/disable automatic notifications
- Opt-in/out of the newsletter