How to become a Raisin Bank customer
Video Identification
- I have completed the identification but my Online Banking is showing that I still have to finalise it.
- How does the video identification work?
- Tips for the video identification
- What is the best time for the video identification?
- How long does the video identification take?
- What do I need to be able to complete the video identification?
Proof of Address
Deposit Accounts
- How can I open a deposit account?
- I have ordered a deposit account and the funds that were available in my Raisin Account are no longer visible to me.
- How long will it take to open my deposit account?
- What documents will I receive when I open a deposit account?
- Where can I find my documents and contracts?
- When does the term of my deposit account start?
Maturity of Deposits
Deposit Renewals
Fees and Commissions
Taxation
- Is an ISIN code necessary to identify Raisin Bank products?
- How are the products I purchase through Raisin Bank taxed?
- Does Raisin Bank withhold taxes on interest earned?
- How do I avoid double taxation on the deposit accounts I have contracted with Raisin?
- What is the withholding tax in each country and what documentation do I need to cancel or reduce it?
- Will I receive a document containing all the information required to file my tax returns?
Deposit Guarantee Schemes
- Is the money I deposit at Raisin Bank's partner banks protected?
- Is the money I deposit at Raisin Bank protected?
- How do foreign deposits differ from Irish deposits?
- What is the Deposit Guarantee Scheme and how does it work?
- Who is responsible for the Deposit Guarantee Scheme in each country?
- What happens in the event of insolvency of one of Raisin Bank's partner banks?
About Raisin Bank
- How does Raisin Bank work?
- Who is eligible to become a Raisin Bank customer?
- Is Raisin Bank licensed to operate in Ireland?
- How long has Raisin Bank been operating in Ireland?
- How can other European banks offer higher yields than those being offered in Ireland?
- What would happen if Raisin Bank were to go bankrupt?
Raisin Account
- What is a Raisin Account?
- How can I fund my Raisin Account?
- Can I open a joint account at Raisin Bank or at any of Raisin Bank's partner banks?
- What is a reference account?
- Do I need to have an account with Raisin Bank or can I use the account at my primary bank?
- What happens to the funds that I leave uninvested in my Raisin Account for too long?